Tax Suite 2025 — Return Estimator (AB • BC • ON)

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Profile province · credits expand_more

Province of residence

Tax year

Claim disability amount (DTC) Claim Canada employment amount (employee)

T4 — Employment salary · withholdings expand_more

Box 14 Employment incomeGross pay before deductions

Box 22 Income tax deducted

Box 16 / 17 CPP contributions

Box 18 EI premiums

Box 20 RPP contributionsDeductible pension plan

Box 44 Union dues

Other employment incomeTips, emergency services, etc.

Pension / T4A / CPP / OAS retirement income expand_more

Pension / superannuationT4A box 16 / RRIF / annuity

CPP / QPP benefits

OAS pension

Other T4A incomeScholarships, fees, etc.

Tax deducted on T4A / pension

RDSP taxable disability assistance payments expand_more

Taxable RDSP incomeT4A box 131 / line 12500 — grants, bonds & growth only

Tax withheld on RDSP (if any)

Your original RDSP contributions are not taxable. Enter only the taxable portion from the slip.

Investments & trading T5 · T5008 · margin expand_more

Interest incomeT5 box 13 / bank / bond interest

Eligible dividends (actual $)T5 — Canadian public cos. We apply 38% gross-up

Non-eligible dividends (actual $)15% gross-up

Other investment income

T5008 / brokerage trading — cash or margin. Enter totals for the year (or paste your realized P&L into “Net capital gain override”).

Proceeds of dispositionT5008 box 21 / sell proceeds

Adjusted cost base (ACB)What you paid + commissions on buy

Outlays & expensesSell commissions, fees

Net capital gain overrideOptional — if set, ignores proceeds/ACB math

Margin interest / carrying chargesDeductible investment interest

Tax withheld on investmentsRare for Canadian brokerage

Taxable capital gains use the 50% inclusion rate. Superficial losses, wash sales, and FX adjustments are not modeled.

RRSP & other deductions line 20800+ expand_more

RRSP deductionAmount you are claiming this year

Other deductionsChild care, moving, support, etc. (lump)

Work from home employee home office expand_more

Workspace % of homee.g. 10 for 10%

Rent (annual)Employees: rent only (not mortgage)

Utilities + heat/electricity

Internet

Maintenance / supplies

Home insurance

Simplified employee detailed method: (% workspace × eligible home costs). Requires employer conditions / T2200 in real life. Cannot create an employment loss here.

Self-employment (optional) net business income expand_more

Net self-employment incomeAfter business expenses

Tax installments paid

Self-employed CPP (employee + employer portions) is added to amounts payable.

Other tax already paid installments · foreign expand_more

Voluntary / other installments

Other tax credits / paide.g. foreign tax credit (rough)

Province

Hourly rate ($)

Hours / week

Working weeks / year

Gross annual

Net monthly

Gross income$0

Federal tax$0

Provincial tax$0

CPP (self-employed)$0

EI (optional max)$0

Net annual$0

Province

Annual gross salary ($)

Pay frequency

RRSP contributions ($)

Union dues ($)

Gross annual

Net annual

Per pay

Effective rate

Taxable income (approx)$0

Federal tax$0

Provincial tax$0

CPP$0

EI$0

Official references

CRA — Federal tax rates CRA — Employment / work-from-home expenses CRA — Capital gains CRA — RDSP tax payable Alberta — Personal income tax