Ending balance

$0

$0
in today's dollars

Contributions

$0

Growth

$0

Growth share

0%

Fee drag

$0

Balance

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Year Return Added Contributions Balance Growth Today's $
Method

Each period, the balance compounds at (annual return − fee) divided by the contribution frequency, then the contribution is added. Contributions rise once a year. Today's dollars divide that balance by inflation compounded from the start. Fee drag is the ending balance you would have with a zero fee, minus the balance after the fee. This is a projection, not a forecast.