Ending balance
$0
$0
in today's dollars
Contributions
$0Growth
$0Growth share
0%Fee drag
$0| Year | Return | Added | Contributions | Balance | Growth | Today's $ |
|---|
Method
Each period, the balance compounds at (annual return − fee) divided by the contribution frequency, then the contribution is added. Contributions rise once a year. Today's dollars divide that balance by inflation compounded from the start. Fee drag is the ending balance you would have with a zero fee, minus the balance after the fee. This is a projection, not a forecast.